Shopping Safety – Protect Yourself From Cheaters

Sep 28
2011

One of the easiest ways to buy anything you need  today is the online shopping method. It is fast and cheap, and easy as a game. There is only one big disadvantage it is still risky. Well it’s better than it was a couple of years ago. But even now you could find yourself with stolen identity or  a credit card fraud. I  advice all people who are victims of online frauds to write  rip off reports to inform the other users for incorrect websites or services. I am a keen online shopper for years and now I buy almost anything I need online. So I wrote a couple of online shopping tips which could be  pretty useful for these who just start with the online shopping.

Use Credit card instead Debit

I aware that a lot of people have this problem with the self control. But if you are able to do that this is the better option for you, cause the credit cards has special protection against identity theft and frauds. If you use a debit card online and someone access your details he can use it and in most of the cases you wouldn’t  understand.

More about the Disposable cards

If you have a shopping problem and a credit card is not a good choice for you. There is even better than that. The Disposable cards are like gift cards, you add the amount you’ll need and it’s good untill you have money in. When it’s empty you can add more or just buy another one from American Express or Visa.

The website Security is extremely important.

In the web there are a lot of shopping websites, which offers really good prices and a wide variety of products. But there is and another option the should have to be secure. One website is secure when its URL begins with HTTPS:// , and not just with HTTP:// as usual. They also have a lock icon in the right-low corner of your screen.

Shopping from Public Computer = NO

Don’t even think about that. It is the most seasy way a lot of people to get access to your billings and personal information. Do this only from home where you know the people who have access to your PC. Options like  libraries, cyber cafes, or even at work are extremely BAD idea.

The Online Shopping – 5 Money Saving Tips

Aug 16
2011

online shoppingThe people already  know that when it comes to shopping online is the way to go for many reasons. Shopping online is very suitable, it means you could never leave your house and offers a better chance you will find the item you are searching for at the lowest price. If done right, the shopping online could be very profitably. By making your purchases online instead visiting the actual store you already save money. You save money on gas and parking and very often you  save money on the cost of the actual product you buy. Even with the possibility of an additional shipping fees, you will still save money. The only downside to shopping online is trying to find the best way to save money. It’s not easy, but once you know a few tricks, you’ll be on your way to quickly saving money with every online purchase you make.

1 Compare the Prices Before You Buy

online shoppingSo you already know what you want and there are a lot of places where you can buy it online and the BIG question now is where it is cheaper. Websites like shopzilla.com, pricegrabber.com and  bizrate.com can help you really a lot with your product and price research.

2. Online Coupon Codes – YES

One of my favorites :) It takes a couple of minutes and the product could be much cheaper than you expected. All you have to do is just enter a code. But how to find these coupon codes? Usually most of the stores advertise them at their websites, but my favorite is retailmenot.com because everything is in one place and the search is really useful – saves a lot of time.

3. Shop at eBay and Amazon

You can trust the biggest in the online shopping. There you could find brand new, outlet and
second hand products. Amazon Prime members get free 2 days shipping on a huge array of items such as CDs, books, DVDs and toys.

4. Check out the Deals of the Day web sites

These websites already work, and work fine for the customers . If you haven’t try them yet, you are missing out on the benefits of online shopping “deal of the day”. For those who are having a harder times during the economic crisis, these sites are here to help. Many folks are cutting corners on fun. But with these new amazing sites with deals like these, there’s no need to do that anymore.

5. Security Tips

Don’t use your credit card at a websites that is not 100% secure. If you do this, you are risking the safety of your identity and financial information. To protect yourself, only buy from stores that you know and trust. Additionally, make purchases only from your personal computer. When you enter your information into a public computer, you greatly increase the chance that your information will be stolen.

How BBB Helps Us?

Aug 16
2011

Sound you Familiar? – Call BBB

You go down to the local home improvement store to buy a new electric screwdriver and the sales man tells you that it’s the best you can find and offer you a money-back guarantee for 3 months just to buy it. When the screwdriver brakes down in a month later, you take the faulty screwdriver back and ask for a refund. The salesman says that there is no guarantee and you must have heard him wrong. The store doesn’t offer money-back guarantees. Then you should call the Better Business Bureau (BBB) and file a complaint for this local store.

The Results that BBB Achieved are Really Amazing

BBB40% of Americans says that they would call Better Business Bureau when they have a major problem with some purchase or local service complaint. As the matter of fact more people use the BBBs than the official government agencies, such as Federal Trade Commission.

Better Business Bureaus keep tabs on the reliability of businesses and charities. Customers can consult BBB dependability reports. Now it’s possible and online, nearly  50 million times an year these reports have been viewed. And more than a million American and Canadian customers file complaints through their local BBBs every year  to get some support when things didn’t go quite right in a goods or services such as the story with the  screwdriver.

A Bit of History

The Better Business Bureau more known as  BBB started in 1912,  It is a corporation consisting of several private business franchises of local BBB organizations based in Canada and United States which work through their parent corporation. The Better Business Bureau, invites businesses to become paying members. In return, the BBBs allow their member businesses the use of their logo, mediation services, and access to the full information about the company. The BBB’s main goal is to collect information on business dependability, inform the public to frauds against clients and businesses and give an information on ethical business practices.  It is a mutually trusted connection between customers and businesses.

What is BBB Accredited  Business?

When one company is accredited by Better Business Bureau, it means that BBB has determined that this company fits the  BBB accreditation standards. These standards include a commitment to make a good faith effort to resolve any product or service complaints. The Businesses pay a fee for accreditation, monitoring and for support of BBB services to the public. BBB accreditation does not mean that the business’ products or services have been evaluated or endorsed by Better Business Bureau. The companies are under no obligation to request accreditation, and some businesses are not accredited because they haven’t request the BBB accreditation.

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